Firstly, it’s hard for most people to choose. Which bank? Which product? What about
building societies and credit unions? There is just so much choice.
There are a lot of options out there, and with the Reserve
Bank often moving official interest rates and banks able
to move their rates independently, it’s an ever-changing
market. Not to mention all the new products that are
constantly being introduced.
With choice comes complexity. It can get tricky to
navigate through it all. And it can take a lot of your time
(and sanity sometimes too).
A mortgage broker will steer you through the
complexities to find a loan that suits your needs and not
the need of just one particular bank. We then deal with
the lender and help manage the application process on
your behalf through to approval.
That’s why a broker makes sense. We do this day in and
day out. We know the lenders and their products, and
we’re up-to-date with changes when it comes to lender
policies, products and their different lending appetites.
We help choose what’s right for you.
Banks enjoy working with brokers, as we do a lot of the
banks’ work for them and making their jobs much easier,
and may help speed up the application process and get
you the top-notch customer service you deserve.
In the simplest terms, having a broker in your corner
makes finding the right loan easier and can save you
time, stress and hopefully, money.