AWARD-WINNING MORTGAGE BROKER GEELONG

Relax. We’ve Got Your Home Loan Sorted

Star Image 5.0 from 778+ reviews
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Join over 4,938 Geelong families who’ve discovered the stress-free way to find a home loan.

Our mortgage experts handle everything from comparing loans to proactive loan reviews, so you never overpay.

Save years in repayments, fees, and tax, and live more comfortably and securely, now and in the future

Home loans can be confusing at first

Maybe you’re just starting to look around. Perhaps you’re worried about making a mistake. Or maybe you have so many questions that you don’t even know where to start.

That’s completely normal. Getting a home loan isn’t something you do every day, but we’ve been helping Geelong families do it for more than 25 years.

“After visiting the team at Aussiewide, I left feeling listened too, understood and now have my portfolio of investments working for me. Would highly recommend for refinancing or for your first home.”

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- James Ramos, Geelong Property Investor

When you talk to us, everything gets easier

The weight on your shoulders will begin to lift. We take the time to listen, understand your needs, and answer your questions, including the ones you didn’t know to ask. Then, we map out a clear path to the right loan.

We keep things simple, explain every step, and move at your pace. You’ll know exactly what’s possible and how to make it happen.

”Their transparency, friendliness and ability to explain complex concepts with simplicity was insightful and reassuring. I learnt so much more than just the questions I came in with. You’re in great hands at Aussiewide!”

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- Jaymee Calnin, Geelong Property Investor

Geelong’s Highest-Rated
Independent Home Loan Advice

VOTED VICTORIA’S BEST INDEPENDENT MORTGAGE BROKER
& BEST REGIONAL MORTGAGE BROKER

Independent Advice

No pressure and no hidden agendas. Just honest advice focused on your best interests. We work for you, not the banks.

Stress-Free Settlement

Our dedicated settlement team handles every detail, working with real estate agents, conveyancers, and lenders to ensure your big day goes seamlessly.

Money-Saving Strategies

Find the right loan, take advantage of grants and special offers, and structure your lending to save years in repayments, fees, and tax.

No Cost To You

Get expert guidance and access to a wider range of lenders, without paying more than if you went directly to a bank.

Bigger Range

We compare hundreds of loans from over 40 lenders to find the right one for you. Then we handle all the paperwork so you can focus on what matters.

Ongoing Care

After settlement, we continue to proactively monitor your loan and negotiate better rates. Last year we saved our clients $61,650 in interest.

Proudly Geelong Owned

Your Aussiewide broker is part of your community. With decades of experience across our team, we know Geelong’s market inside out.

Community Impact

Every loan supports local charities through our “Keys For A Cause” program. We’re well on track to reach our $100,000 goal by 2028. Track our impact.

We’re Here To Help
Schedule A Chat

Big decisions feel easier with the right support. Whether you prefer a call, video chat or a visit to our Moorabool Street office, we’re ready to answer your questions and help you take the next step, whenever you’re ready.

Schedule A Chat

How We Make Home Loans Simple

01 step

We Start With You

Tell us about your plans, goals, and questions over a relaxed chat: in person, by phone, or via video. We’ll explain everything clearly and map out the best way forward, so you feel confident and in control.

02 step

We Find Your Perfect Loan

Now the exciting part begins. While you get back to your busy life, we compare hundreds of loans from over 40 lenders to find the best fit. We’ll structure it to save you money on interest and tax, then fast-track your approval, usually within seven days.

03 step

We’re Always In Your Corner

Our dedicated settlement team ensures everything runs smoothly on settlement day. But our support doesn’t stop there. As the market shifts and your situation evolves, we go into bat for you, negotiating with lenders to secure a better deal, so you never pay more than you should. Last year alone, we saved our clients $61,650 in unnecessary interest.

778+Verified
Five-Star Reviews

Over the past 25 years, we’ve helped more than 2,183 Geelong families secure the right loan, earning over 778 five-star reviews along the way. These aren’t just numbers. They’re real stories of first homes, dream upgrades and smart investments.

Stories of people feeling supported, understood and confident in their financial future. Each one represents a family we’ve helped, a relationship we’ve built and a promise we’ve kept.

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Nicholas Weir Star Image

Darren has been amazing from selling to settling our house loan.

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Lochlin Ramage Star Image

Matt and Adrian have been fantastic to deal with! Highly recommend using the team at Aussiewide!

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Kylie Jervies Star Image

Highly recommended

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geoffrey henderson Star Image

Regan and the team are amazing. They are the ultimate professionals and they are able to secure the best rates from all of the banks. They give you a…

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Paul I'Anson Star Image

Darren Perry was very helpful and explained the process to make easy to understand , he was always available to take my calls when I had questions Thanks for…

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Paul I'Anson Star Image

They made everything easy from start to finish. Thank you for all your help

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Ses1995 Star Image

Highly recommend darren, he has helped us through the purchases of both our houses making the process clear cut to understand and as stress free as could be….

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Sandeep Kumar Star Image

We recently worked with Aussiewide Financial services for our home loan in the experience was exceptional from start to finish.

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Courtney Mackay Star Image

I had a fantastic experience working with the entire team, with a special mention to Matt. Highly recommend

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Priashna Kumar Star Image

We had a fantastic experience working with Tracey Her expertise and dedication made the mortgage process smooth and stress-free.

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Aaron Schall Star Image

Really helpful and great service. Would definitely recommend

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Daniel Walker Star Image

Matt was such a good help for us! Can’ thank him enough!

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Together, We’re Building A Better

When you choose Aussiewide, you’re not just securing a great loan, you’re giving back to your local community.

Through Keys For A Cause, every settled loan or referral results in a $50 donation to a local charity of your choice, supporting organisations like Geelong Animal Welfare Society, Feed Me Bellarine, Our Village, and WRISC Family Violence Support.

Our goal is to raise $100,000 by 2028.

“Aussiewide doesn’t just talk about community values—they live them.” Chris Eaton.

Frequently Asked Questions

Why should I see a Mortgage Broker rather than my bank?

When applying for a loan through a bank, you are limited to the small range of loans they offer. And the rates they set. Sure, you could try to compare their loans with other banks. But that would take hours making phone calls, filling in applications, negotiating rates, and analysing a confusing spreadsheet of data. It’s more complicated than comparing phone plans!

The team at Aussiewide Financial Services has a proven system to compare rates, fees and conditions from more than 40 lenders. Check out our “Home Loans Geelong” page, where we walk you through every step of the process in simple, easy-to-understand language. We do all the research, administration and negotiation on your behalf – saving you many hours of tedious work and potentially confronting conversations. In short, we make it easy to get the very best loan.

How are you different to other Mortgage Brokers?

Any Mortgage Broker can find you a loan. But not all have the network, knowledge and experience to get you the best loan that saves you years of repayments and fees. Or the team to help you structure your finances to save tax.

Here are a few things that make us different…

  1. We’ve been helping Geelong locals for 25+ years. No one has more experience or a greater network of property professionals than we do.
  2. We’re backed by +300 verified five-star reviews, making us Geelong’s highest-rate independent mortgage broker.
  3. We have a dedicate repricing team whose sole job is to proactively seek out a better deal on your lending. (Last year alone, they renegotiated 948 loans, saving Aussiewide clients $61,650.00!)
  4. We also have a dedicate settlement support team that coordinate between banks, real estate agents, conveyancers, insurers and other personnel to ensure all the moving parts come together like clockwork on settlement day.
  5. We support the local Geelong community. Whether it’s sponsoring local sporting clubs, partnering with community organisations, or getting involved with charities and events – we’re serious about giving back to the city we love.
What type of loans do you specialise in?

We help clients with all types of home loans including first homes, upgrade, refinance, and investment properties.

How much can I really save?

Naturally, that depends on numerous factors including the loan you have now, the amount you borrow, and the current market conditions.

We estimate that about 70% of home owners and investors are needlessly overpaying interest, fees and tax relating to their home and investment loans.

Over the past 25 years, we’ve interviewed thousands of mortgage holders. And we have (consistently) been able to save seven in ten people at least $330 per month in repayments.

That’s $3960 per year or $118,800 over the life of their loan!

How much can I borrow?

During your free Lending Strategy Session we will analyse your situation and give you an accurate idea of your borrowing capacity. We can even arrange full Loan Pre-Approval so when you find the right house, the money is ready.

Can’t I negotiate a better rate with banks on my own?

Some people are able to negotiate a better rate with their own bank. But many find this process stressful, time consuming and uncomfortable. And it doesn’t guarantee you have the best loan available in the market. (In other words, even with a better rate, you still may be paying more than necessary.)

We guarantee to get you the very best loan. And we look after all the research, negotiation, and administration, saving you hours of work and potentially confronting conversations.

How much are your fees?

Using Aussiewide typically costs you absolutely nothing.

Banks do pay us a commission that they otherwise would have allocated towards marketing and advertising, however, you will usually get a much better deal through us because unlike banks, we’re not limited to the loan products of any one lender.

In special circumstances a fee may be charged, however you will always been advised before proceeding with any lender recommendation.

Not only do you receive free, independent, expert lending advice, we offer additional property and financial guidance based on our 25 years of experience and our network of trusted advisors.

It’s a no-brainer if you ask us.

Isn’t your advice biased and based on commissions you receive?

Some Mortgage Brokers are restricted to a network of lenders as defined by their dealer group. Not us, we’re completely independent. That makes us a mortgage broker Geelong locals can rely on.

We can compare hundreds of loans from more than 40 lenders to help you get the very best loan. And while commissions may vary (slightly) between lenders, we have a 22+ year track record of serving our clients’ best interests. Our goal is not to merely make sales – we are dedicated to forging lifelong relationships. And therefore, our advice is fully transparent, always impartial, and in your best interest.

Unlike banks who have a vested interest in keeping you on their loan products, our loyalty lays with you. We continue working behind the scenes to ensure your loan is competitively priced and remains a good fit for your situation.

As part of this commitment, we employ a full-time team of Repricing Specialists whose sole focus is to periodically review your loan for a better deal. Last year alone, they renegotiated 948 loans, saving Aussiewide clients $61,650.00!

What about exit penalties when swapping loans?

Exit penalties can often be negotiated and eliminated or reduced. In any case, our comprehensive analysis takes all penalties and fees into account to ensure you get the best financial outcome.

Are your tax strategies risky?

We do not believe in high-risk strategies that may be considered questionable in any way. We follow the rules and advise our client to do the same. And we work with a team of specialist financial experts who help our clients structure their finances for maximum savings and security.

What’s the difference between genuine Loan Pre-Approval and an approval estimate?

Sadly, some home buyers and investors sign a contract based on what they think is a Loan Pre-Approval only to discover it was only an approval estimate. This not only causes significant stress, it can put the contract at risk and lead to loss of deposit.

Aussiewide Pre-Approval is a genuine Loan Pre-Approval which means you can search for and bid on a house knowing the money is ready when you need it.

I’m just starting to think about buying a home, when’s the best time to see a Mortgage Broker?

The sooner the better. Because, we don’t merely help you get the best loan. We answer all your questions and help you through the entire process. So, whether you’re ready to make an offer on a property, you’re thinking about buying your first house, or you’re just wondering if you may be able to save some money on your mortgage, book at Free Strategy Session and benefit from our 25+ years of experience. There’s no obligation and absolutely nothing to lose.

Where’s the best place to buy in the Geelong area right now?

Geelong and the surrounding area is a wonderful place to live and invest. Book a Free Strategy Session and we can put you in touch with our network of trusted professionals who will help you find the property you’re looking for.

Request A Free Lending Strategy Session

Still not sure where to start? Or wondering if you’re even in a position to get started? That’s exactly what we’re here for.

In Your Free Strategy Session, We’ll Cover:

Where You Stand

We’ll assess your situation and help you understand what’s possible.

How to Get Started

Even if you’re not quite ready, we’ll map out the steps to put you in the best position.

Your Loan Options

We’ll explore the best loans, grants, and strategies to save you time and money.

A Clear Path Forward

You’ll walk away knowing your next steps, whether that means moving forward now or planning for the future.

No cost, no obligations, just expert guidance to help you make informed decisions with confidence.

“Walking into their office, I felt overwhelmed with questions. Walking out, I had a clear plan and genuine excitement about my future. They just made everything feel… possible.” Isabella Brookes