Home Loan Tips & Resources

A guarantor home loan can get you into your own place years sooner. It lets a family member use the equity in their home to back part of your loan. Related: the real numbers behind a limited guarantee No cash […]

Knowing how to research a suburb before buying a house is the difference between a smart purchase and an expensive regret. Most checklists online say the same three things. Check the schools. Check transport. Check crime. Useful, but shallow. They […]

Learning how to make an offer on a house in Australia is the part most buyers get wrong. Not because they lack the money. Because nobody tells them how the negotiation actually works. Most guides out there are written by […]

You have signed the contract of sale. Now your conveyancer or broker is telling you to sort building insurance before settlement. Fair enough, but the reasons why get muddled fast. There are two separate things going on. One is legal […]

You have found the place, the offer is in, and now a thick stack of paper lands in your inbox. Related: when risk passes before settlement This is the moment plenty of Geelong buyers freeze. So let me walk you […]

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. Mention ‘scams’ […]

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. While we’re far from a […]

Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to. As many […]

So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. Offset accounts are popular among Australian […]

Most advice on how to get loan ready for a home loan is generic and static. Save consistently. Pay your bills. Avoid new debt. All true. But nobody tells you when to start or what changes first. So here is […]