Home Loan Tips & Resources

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to […]

Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on […]

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. The 2026 Federal Budget may have changed many of […]

In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. We explain why. There is no shortage of media headlines touting big […]

What lenders see on your credit file, from enquiries and defaults to BNPL, plus how to check your report for free.

How much deposit you need to buy a home, what LMI costs at 5% and 10%, how the 5% Deposit Scheme works and the cash you need beyond the deposit.

A bank valuation can come in below the price you agreed to pay. Here is how lenders value property and what to do if the figure falls short.

All four big banks now expect the RBA to raise rates before Christmas. Here’s what’s driving the forecasts and how to prepare your home loan.

What you need in cash on settlement day in Victoria: stamp duty, registration fees, rate adjustments and how to get your funds there on time.

What lenders count as genuine savings, how gifts and rent history can qualify, and your options if your deposit doesn’t fit the usual rules.