Home Loan Tips & Resources

A low valuation at settlement can leave off the plan buyers with a cash gap. Here is how it happens and how to prepare before settlement day.

How lenders assess a home loan while you are on maternity leave, the documents you need and the 2026-27 Parental Leave Pay settings.

Fixing your home loan buys certainty, but breaking early can cost you. Here is how fixed rates compare in 2026 and how break costs are worked out.

How an offset account cuts your home loan interest, what it can cost, how it compares with redraw and how to check yours is linked.

You will hunt for a discount code before ordering a $20 pizza. Yet the six-figure home loan sitting behind your front door often goes years without a second glance. Related: the fortnightly repayment loophole that can cancel your savings That […]

Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead. Spring is traditionally the biggest selling period of the year for real estate. It’s […]

A guarantor home loan can get you into your own place years sooner. It lets a family member use the equity in their home to back part of your loan. Related: the real numbers behind a limited guarantee No cash […]

Knowing how to research a suburb before buying a house is the difference between a smart purchase and an expensive regret. Most checklists online say the same three things. Check the schools. Check transport. Check crime. Useful, but shallow. They […]

Learning how to make an offer on a house in Australia is the part most buyers get wrong. Not because they lack the money. Because nobody tells them how the negotiation actually works. Most guides out there are written by […]

You have signed the contract of sale. Now your conveyancer or broker is telling you to sort building insurance before settlement. Fair enough, but the reasons why get muddled fast. There are two separate things going on. One is legal […]