Flex Home Loans
Has Merged With Aussiewide

Any Mortgage Broker can find you a loan. But not all have the network, knowledge and experience to get you the best loan that saves you years of repayments and fees. Or the team to help you structure your finances to save tax.

Tracey Pye Finance and Aussiewide have combined into one trusted mortgage broker to find you the best loan, we automatically review your loan each year to ensure you always have the best deal. And we offer advice on how you can redirect any savings to pay your loan off sooner or invest for greater returns in the future. In other words, we help you have more cash in your pocket today and tomorrow.

As your local mortgage broker, we help clients with all types of home loans including first homes, upgrade, refinance, and investment properties.

Naturally, that depends on numerous factors including the loan you have now, the amount you borrow, and the current market conditions.

We estimate that about 70% of home owners and investors are needlessly overpaying interest, fees and tax relating to their home and investment loans. We can also help you save by taking advantage of the various government grants and schemes available to regional home buyers.

Over the past 25 years, we have interviewed thousands of mortgage holders. And we have (consistently) been able to save seven in ten people at least $330 per month in repayments.

That’s $3960 per year or $118,800 over the life of their loan!

During your free Lending Strategy Session we will analyse your situation and give you an accurate idea of your borrowing capacity. We can even arrange full Loan Pre-Approval so when you find the right house, the money is ready.

Some people are able to negotiate a better rate with their own bank. But many find this process stressful, time consuming and uncomfortable. And it doesn’t guarantee you have the best loan available in the market. (In other words, even with a better rate, you still may be paying more than necessary.)

We guarantee to get you the very best loan. And we look after all the research, negotiation, and administration, saving you hours of work and potentially confronting conversations.

Using Aussiewide typically costs you absolutely nothing.

Banks do pay us a commission that they otherwise would have allocated towards marketing and advertising, however, you will usually get a much better deal through us because unlike banks, we’re not limited to the loan products of any one lender.

In special circumstances a fee may be charged, however you will always been advised before proceeding with any lender recommendation.

Not only do you receive free, independent, expert lending advice, we offer additional property and financial guidance based on our 25 years of experience and our network of trusted advisors.

It’s a no-brainer if you ask us.

Unlike some Mortgage Brokers that are restricted to a network of lenders as defined by their dealer group, Aussiewide is completely independent. That makes us a mortgage broker locals can rely on. We can compare hundreds of loans from more than 40 lenders to help you get the very best loan. And while commissions may vary (slightly) between lenders, we have a 25 year track record of serving our clients’ best interests. Our goal is not to merely make sales – we are dedicated to forging lifelong relationships. And therefore, our advice is fully transparent, always impartial, and in your best interest.

Exit penalties can often be negotiated and eliminated or reduced. In any case, our comprehensive analysis takes all penalties and fees into account to ensure you get the best financial outcome.

We do not believe in high-risk strategies that may be considered questionable in any way. We follow the rules and advise our client to do the same. And we work with a team of specialist financial experts who help our clients structure their finances for maximum savings and security.

Sadly, some home buyers and investors sign a contract based on what they think is a Loan Pre-Approval only to discover it was only an approval estimate. This not only causes significant stress, it can put the contract at risk and lead to loss of deposit.

Aussiewide Pre-Approval is a genuine Loan Pre-Approval which means you can search for and bid on a house knowing the money is ready when you need it.

The sooner the better. Because, we don’t merely help you get the best loan. We answer all your questions and help you through the entire process. So, whether you’re ready to make an offer on a property, you’re thinking about buying your first house, or you’re just wondering if you may be able to save some money on your mortgage, book at Free Strategy Session and benefit from our 25 years of experience. There’s no obligation and absolutely nothing to lose.