Home Loan Tips & Resources

Introduction The First Home Guarantee (FHBG), an Australian government initiative, is designed to support first-time home buyers in entering the housing market. It’s a crucial program for those struggling with the challenge of saving for a large deposit. It’s one […]

Introduction The Off-the-Plan Duty Concession is a key incentive for property buyers in Victoria, particularly beneficial for those purchasing new developments or refurbished properties. It is one of many grants and incentives available to Geelong home buyers. Understanding the Concession […]

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate. […]

What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your […]

Introduction The Victorian Homebuyer Fund (VHF) is an initiative by the Victorian Government, designed to facilitate home ownership for thousands of Victorians. This shared equity scheme aims to make the dream of owning a home more achievable and financially manageable. […]

Embarking on the journey of homeownership in Geelong, Victoria, is made more accessible through a range of state and federal incentives. This guide provides an overview of these programs, focusing on their specific benefits and eligibility criteria to assist potential […]

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle […]

The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023. It’s been quite a year, with higher interest rates, soaring national property […]

Introduction For many aspiring homeowners in Geelong, Victoria, understanding and managing stamp duty costs is a crucial aspect of the buying process. Stamp duty concessions can significantly reduce the financial burden. This guide aims to provide clear insights into stamp […]

Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, […]