Home Loan Tips & Resources

There’s an old legend about the origin of chess. When the game’s inventor presented it to the Emperor of India, the Emperor was so impressed that he offered the inventor any reward he desired. The inventor made a simple request: […]

You’ve earned it, so why does spending feel naughty now that you’ve got a mortgage?  Let’s unpack that. Buying a home is one of the biggest financial commitments you’ll ever make.  Even if your cash flow hasn’t changed much since […]

Introduction Buying a home is one of the most significant financial commitments you will make in your lifetime. A crucial part of this process is saving for the house deposit, which can often feel overwhelming. This guide is designed to […]

Introduction The Loan-To-Value Ratio (LVR) is a pivotal concept in home financing, serving as a key determinant in the mortgage process. Understanding LVR is essential for any homebuyer or homeowner considering refinancing. What is Loan-To-Value Ratio (LVR)? LVR measures the […]

Introduction Lenders Mortgage Insurance (LMI) is a significant aspect of the home buying process, particularly for those with smaller deposits. Understanding its purpose, requirements, and implications is crucial for prospective homebuyers. What is Lenders Mortgage Insurance? LMI is an insurance […]