Home Loan Tips & Resources

For over 25 years, Aussiewide Financial Services has been dedicated to helping Geelong homebuyers navigate the complexities of the home loan process. Throughout our journey, we’ve learnt a thing or two, especially when it comes to ensuring smooth property settlements. […]

When it comes to securing a home loan or finance advice, Aussiewide Financial Services offers you a unique advantage – our services typically come at no cost to you. In this guide, we’ll walk you through how we operate and […]

Navigating the sea of home loans can be as daunting as it is exciting. With literally hundreds of options available in Australia, each featuring unique terms, rates, and conditions, the journey to finding the perfect loan that fits your life […]

Introduction The Loan-To-Value Ratio (LVR) is a pivotal concept in home financing, serving as a key determinant in the mortgage process. Understanding LVR is essential for any homebuyer or homeowner considering refinancing. What is Loan-To-Value Ratio (LVR)? LVR measures the […]

Introduction Lenders Mortgage Insurance (LMI) is a significant aspect of the home buying process, particularly for those with smaller deposits. Understanding its purpose, requirements, and implications is crucial for prospective homebuyers. What is Lenders Mortgage Insurance? LMI is an insurance […]

Introduction The Regional First Home Buyer Guarantee program is an innovative Australian government initiative to support first-home buyers in regional areas, making homeownership more accessible and affordable. It is one of several government grants and incentives available to Geelong home […]

On 27 November 2023, the Federal Government announced its “Help to Buy Scheme“. This is an Australian government initiative designed to assist first-time home buyers. It is one of several government grants and incentives for Geelong home buyers. It offers […]

Introduction The First Home Guarantee (FHBG), an Australian government initiative, is designed to support first-time home buyers in entering the housing market. It’s a crucial program for those struggling with the challenge of saving for a large deposit. It’s one […]