Home Loan Tips & Resources

Refinancing can be a smart way to lower your repayments or get a better loan—but like any financial decision, it’s important to understand the risks. Here are the main things to look out for. 1. Upfront Costs Might Outweigh the […]

If you’ve been paying off your mortgage for a few years and you’re thinking about refinancing, one question might be holding you back. Will your loan go back to 30 years? It’s a common concern, and it’s not an unreasonable […]

If you’re trying to lower your home loan repayments, two terms often come up: refinancing and repricing. They both aim to save you money, but they do it in different ways. This article breaks down how they work, when to […]

If you’ve looked into refinancing recently, you’ve probably seen banks offering a few thousand dollars just for switching your loan. These are known as refinance cashback offers. They sound simple enough. Take out a new loan, get a lump sum […]

There’s an old legend about the origin of chess. When the game’s inventor presented it to the Emperor of India, the Emperor was so impressed that he offered the inventor any reward he desired. The inventor made a simple request: […]

You’ve earned it, so why does spending feel naughty now that you’ve got a mortgage?  Let’s unpack that. Buying a home is one of the biggest financial commitments you’ll ever make.  Even if your cash flow hasn’t changed much since […]

The First Home Owner Grant (FHOG) puts $10,000 in your pocket when you buy or build a new home in Victoria. It’s one of several government grants and schemes available to Geelong home buyers – and unlike most of them, […]

Introduction Buying a home is one of the most significant financial commitments you will make in your lifetime. A crucial part of this process is saving for the house deposit, which can often feel overwhelming. This guide is designed to […]

Understanding the standard variable rate (SVR), also known as the “revert rate,” is crucial when it comes to managing your home loan. When your fixed-rate loan term ends, your lender will automatically switch you to its SVR if you don’t […]

Introduction As the end of your fixed-rate home loan term approaches, it’s essential to plan ahead to ensure a smooth transition. At Aussiewide, we understand the complexities involved in this process and are here to provide personalised support and guidance […]