Home Loan Tips & Resources

You spot a home loan advertised at a sharp rate. It looks like the best deal going. But the advertised rate only tells you part of the story. The real question is what the loan actually costs you over a […]

Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices. It’s no secret that some of the […]

If you want to know how to get loan ready for a home loan, the short answer is this: lenders read your recent bank statements like a story, and you want that story to be boring. Related: your credit card […]

Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s market could benefit your homebuying plans. It wasn’t so long […]

Let me clear up the biggest myth in home lending right away. Lenders Mortgage Insurance covers the lender, not you. Related: what lenders mortgage insurance actually covers You pay the premium. The bank gets the protection. That is what does […]

With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand.  Related: how a family […]

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner. With three rate hikes already […]

It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities. The proposed changes to negative gearing and capital gains tax came as a big […]

The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why. For some time now, mortgage brokers have been tantalisingly close to clearing the 80% […]

Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots. A new trend is emerging that could leave […]