Home Loan Guide
- Introduction
- Home Loan Fundamentals
- Government Assistance and Grants
- Budgeting
- Refinancing
- How Long Do You Need to Stay with a Lender After Taking a Cashback?
- Can You Refinance if You’re Unemployed, on Parental Leave, or Your Income Has Changed?
- How Often Can (or Should) You Refinance Your Home Loan?
- Why Do Banks Offer Better Rates to New Customers Than Loyal Ones?
- Do You Always Need a Valuation to Refinance?
- Can You Refinance if Your Property Has Dropped in Value?
- What Are the Risks of Refinancing?
- Does Refinancing Reset Your Home Loan to 30 Years?
- Refinancing vs Repricing: What’s the Difference, and Which Is Right for You?
- Are Refinance Cashback Offers Worth It, or Is There a Catch?
Home Loan Guide
By Andrew PatersonWelcome to our Geelong Home Loan Guide. We’re excited to join you on your property journey. Inside, we’ll share our best tips for buying your home or investment property. Plus, we’ll share expert advice to help you save years in repayments, fees, and tax, so you can live more comfortably and securely, now and in the future.
Ready to dive in? Simply select a category or article to learn more.
About The Author
Known to most as “Pato”, Andrew Paterson is an award-winning, Licensed Mortgage Broker with over 15 years’ experience in finance and real estate. He works with first home buyers, refinancers and upgraders, making the process clear, calm and practical.
He’s been a finalist for Best Regional Broker, Best Finance Broker and Thought Leader at the Better Business Awards. A lifelong learner and advocate for the industry, he speaks at national events and represents Aussiewide on the world stage internationally.