Aussiewide Financial Services Geelong

Your Local Geelong Mortgage Broker

Call: (03) 5222 7453 Free Lending Strategy Session

Interest Rates Are Dropping.
Should You Refinance,
Reprice or Stay Put?

With the right approach, you could reduce
your repayments, shorten your loan term,
or improve your loan structure

Free Refinance Strategy Session

For more than 25 years, Aussiewide has helped Geelong and Bellarine Peninsula homeowners secure home loans that fit their lives and financial goals.

As Rates Change, A Better Loan or Lender Could Save You Thousands

With interest rates starting to shift, many homeowners are reassessing their mortgage options.

If you haven’t reviewed your loan in a while, now could be the time to check if you’re still on a competitive rate with the right structure for your needs.

Learn more about refinancing strategies in today’s market.

In some cases, a simple repricing (negotiating a better rate with your current lender) may be all you need. In others, refinancing to a new lender could offer more savings or better loan features.

Comparing all the options can feel overwhelming, but you don’t have to do it alone. We help homeowners assess their choices, so they can make an informed decision with confidence.

Refinancing isn’t just about chasing a lower rate. It’s about getting your home loan working for you.

  • Reduce your repayments as rates come down.
  • Pay off your loan sooner by keeping repayments steady.
  • Consolidate debt or access equity for other financial goals.

A quick loan review can help you see the numbers clearly and determine if there’s a better way forward.

Free Refinancing Strategy Session

How We Help You Find the Right Loan (Not Just a Lower Rate)

For over 25 years, Aussiewide has helped more than 2,183 Geelong homeowners secure smarter home loans that save them money and support their financial goals.

Unlike banks that only offer their own products, we compare your loan against hundreds of options from over 40 lenders (including more favourable terms that your existing lender might be offering *new* customers). Whether you’re looking for lower repayments, better loan features, or a structure that works for the long term, we help you find the right fit, not just the lowest rate.

And while other brokers may be able to get you a new loan, we help you optimise your loans and structure your finances to also save interest, fees and even tax, so you have more money to enjoy now and invest for your future.

Check out our Guide To Refinancing for more information.

Refinancing, Made Simple for Geelong Property Owners

We make refinancing simple by handling the hard parts for you.

  • We compare hundreds of loans from 40+ lenders to find the best fit.
  • We handle the paperwork, saving you time and hassle.
  • We provide ongoing loan reviews, ensuring your mortgage stays competitive.
  • With 25+ years of experience in Geelong, we know how to structure loans to help you save and plan for the future.

And because we’ve been in Geelong for more than 25 years (go Cats!),
we have the experience and team to help you optimise your loans for maximum savings.

What Others Are Saying About Aussiewide…

Over the past 25 years we’ve helped hundreds of Geelong home owners save thousands in interest, fees and tax by refinancing and optimising their loans. Here’s a small sample of what some of them say about their experience with Aussiewide.

Scott and the team have provided me with peace of mind and an exceptionally better deal than what I was on. The courteous, polite and professionalism afforded to me by all was exceptional.

The communication was clear and they were supportive at every step of the process. Their transparency always made me feel prioritised and valued. They went over and above to make this process as easy as possible for me.

Their responses to queries, even outside standard business hours, was exceptional. I have recommended both friends
and family.

F
- Fleur Olivia Alice

I was in the market for a new home loan and Aussiewide financial was recommended to me by a friend. Andrew made the process simple and as I wanted to still stay with one of the major banks He made sure I still got the best deal available. Highly recommend.

V
- Vanessa Hunter

We have had a great experience with these guys both on our initial home loan and most recently with refinancing. Great advice and service. Very easy to talk too and friendly staff. Highly recommended.

M
- Michael Woods

Fantastic service from Scott & his support staff. All questions answered, I’s dotted and T’s crossed. Nothing to too difficult for them and all concerns were addressed. Everything was a smooth process. For us being self employed it was probably the easiest refinance we have ever dealt with. So happy to have come across and been recommended AWFS.

Even after settlement, our broker kept in touch if we had any questions and will continue to keep in touch. Always on the lookout for better deals. Thanks again Scott & team. You definitely have a client for life 🙂

V
- Vesna Ristevska

The Next Step To Make Sure You’re
Not Overpaying on Your Loan
(and Refinancing for a Better Deal)

Not sure if refinancing makes sense for you? In a free strategy session, we’ll review rate changes, potential savings, and whether restructuring your loan could put you in a better position. No pressure, just clear, expert guidance.

  • Get an accurate picture of the loans available in the current market (and how much you may be able to save)
  • Get more clarity around how much difference a small interest rate, fee and tax saving can make over the life of your loan (Hint: It’s often tens of thousands of dollars)
  • Explore ways to structure your finances to legally redirect tax to pay your loan off years sooner or invest for even greater returns
  • Learn about how our unique process helps you save thousands in interest, fees and tax, so you can free up thousands of dollars to enjoy now and invest for your future

Please be assured this session will not be a thinly disguised sales presentation. On the contrary, you will receive specific information and ideas to help you refinance and optimise your loans for maximum savings.

If you like our ideas, we can even do most of the paperwork for you! Or you can take the valuable information we provide and implement everything yourself. Either way, you have nothing to lose.

Specific Advice for Your Situation

Discover how to refinance and optimise your home loan to save years in repayments, interest and tax, so you can free up thousands of dollars to enjoy now and invest for your future. Waiting could mean paying more than you need to in interest, fees and tax each month. Let’s see if there’s a better way forward. Let us help you save.

Free Refinancing Strategy Session

Frequently Asked Questions

Why refinance?

As the market and your circumstances change, the home loan that was just right for you then, may no longer be one that
suits you now. You may be looking to save a bit of money, consolidating your debt or looking to unlock some equity you’ve
built up in your home. Whatever the reasons, it’s a good idea to see what’s out there on a regular basis. But you should also
bear in mind the long term costs of increasing your borrowings.

How are you better than a bank?

Firstly, which one do you choose? Which of their products is right for you? And what about other lenders, building societies and credit unions?

Australia is indeed the lucky country. We are blessed for choice when it comes to the amount of competition that exists when it comes to the mortgage market. With so many lenders, and so many products under each of their brands, it’s important you make the most of this regarding who and what you choose when it comes to your home loan.

There are a lot of options out there and, with regularly moving interest rates and new products, it’s an ever-changing market. That’s why a broker makes sense. We do this everyday. We know the lenders, their products and policies and we keep up-to-date with changes. We help choose what’s right for you.

While banks merely promote their own financial products (whether they are the best for you or not), we are 100% independent and compare hundreds of loans from more than 40 lenders to get you the very best loan (rates, fees and conditions). Plus, we help you through the whole process to make getting your new home easy.

How are you different to other brokers?

All brokers can get you a loan. But we go further to ensure your finances are optimised to save tax, interest, and fees, so you can pay your home off years sooner.

Here are a few things that make us different…

1. We’ve been helping Geelong locals for 25+ years. No one has more experience or a greater network of property professionals than we do.

2. We’re backed by +750 verified five-star reviews, making us Geelong’s highest-rate independent mortgage broker.

3. We have a dedicate repricing team whose sole job is to proactively seek out a better deal on your lending. (Last year alone, they renegotiated 948 loans, saving Aussiewide clients $61,650.00!)

4. We also have a dedicate settlement support team that coordinate between banks, real estate agents, conveyancers, insurers and other personnel to ensure all the moving parts come together like clockwork on settlement day.

5. We support the local Geelong community. Whether it’s sponsoring local sporting clubs, partnering with community organisations, or getting involved with charities and events – we’re serious about giving back to the city we love.

When’s the best time to start looking at finance?

Whether you’ve decided to refinance or just wondering if you may be able to save, it’s never too early to understand your options. In fact, every month you delay could cost you hundreds of dollars.

A free Lending Strategy Session will not only give you details about how much you can save, you’ll walk away with an easy-to-follow plan and timeline to optimise your finances so you can free up thousands of dollars to enjoy now and invest for your future.

How much do you charge?

Using a mortgage broker costs you absolutely nothing.

Banks do pay us a commission that they otherwise would have allocated towards marketing and advertising.

You will usually get a much better deal through us because unlike banks, we’re not limited to the loan products of any one lender.

Not only do you receive free, independent, expert lending advice, we offer additional property and financial guidance based on our 25 years of experience and our network of trusted advisors.

It’s a no-brainer if you ask us.

Who is Aussiewide Financial Services?

Aussiewide Financial Services is a trusted name in the Geelong area, having successfully helped more than 2183+ clients get the best loan and save thousands in interest, fees and tax since 1998.

We are a local family business, supporting the local community professionally and socially (go Cats!).

And we offer flexible appointments in our office at 255 Moorabool Street, Geelong, online via Zoom, or at your home.

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Free Expert Refinancing Advice

Discover how to refinance and optimise your home loan to save years in repayments, interest and tax, so you can free up thousands of dollars to enjoy now and invest for your future.

Free Refinancing Strategy Session