22+ years

Torquay & Bellarine Peninsula’s Trusted Home Loan Experts

Torquay Home Loans For Buyers & Investors

  • Find out how much you can afford to borrow
  • Discover the very best loan for your situation
  • Save thousands in fees, tax and repayments

Torquay Home Loans for Smart Home Buyers & Property Investors

Whether you are buying your first home, or growing your property portfolio, the right lending strategy is crucial.

A simple mistake could cost you your dream home, leave you tens of thousands of dollars out of pocket, or severely limit your ability to invest in property later in life.

Over the past 22 years we’ve helped hundreds of Geelong property buyers save thousands in interest, fees and tax so they can purchase and pay off their property sooner.

During Your Free Lending Strategy Session...

You’ll get an accurate picture of how much you may be able to borrow (and what your monthly repayments will be).

You’ll get specific advice for arranging genuine pre-approvals so you are ready to act when you find the right property.

You’ll gain greater clarity over the government grants available (and how to apply).

You’ll receive an easy-to-follow plan that simplifies the entire process of purchasing your property (and what to expect along the way).

You’ll learn about how to save thousands in interest, fees and tax (and use this extra money to pay off your loan years sooner, improve your current lifestyle, or invest for even greater returns for your future).

And you’ll have the opportunity to ask our finance experts any other questions.

About The Region

Torquay is a seaside town on the southern edge of Victoria. Folks are drawn to live in Torquay because of its beaches and proximity to the city of Geelong just some 20 kilometres north of the town.

Torquay’s History

This town was first settled in the 1840s and was then called Spring Creek after the body of water at the town’s western periphery. The town was renamed Torquay in the 1890s, adopting the name of the hometown in Devon, England, of one of its first settlers.

In more recent years, Torquay established its claim to fame from its being the gateway to the 240-kilometre Great Ocean Road, a scenic highway iconic of the southwestern coast of Australia. Many also consider Torquay as Australia’s surf capital, thanks mainly to the surfer-friendly waves at Bell Beach off the town’s western shoreline.

Home of global surfing brands

Demonstrating Torquay’s strong affinity with surfers, the town is host to the Australia Surf World Museum that celebrates the nation’s surfing culture. Two global surf brands—Quicksilver and Rip Curl—also originated from Torquay.

There are other beaches in this town that help boost demand for homes for sale in Torquay. One is Fisherman’s Beach with a boat ramp and a sailing club. Another popular pick especially for families—Front Beach—boasts of an esplanade and picnic grounds under the shade of cypress trees.

Torquay’s splendid location has also drawn to the town two major Victoria golf resorts: the RACV Torquay Resort and The Sands Torquay. New residential developments have likewise been successfully pursued in Torquay particularly at the town’s western boundary at Spring Creek bordering the next town, Jan Juc.

Home demand up as population soars

The beaches and the dynamics of other attractions in Torquay combined to boost the town’s population and housing demand. From just 4,900 residents in 1991, Torquay’s 2016 census soared to 13,258. Combined with its neighbouring Jan Juc, the local residents were estimated at 21,132 as of June 2020, a gain of 4.77 per cent from the previous year.

Listings of Torquay homes for sale can start in the AU$790,000–840,000 range. This price range can be quoted for a house with a one-car garage, two bedrooms and two baths within a floor area of 284 square metres. For options on two-bedroom apartments, the price points can hover between AU$495,000 and AU$520,000.

8 Ways Aussiewide Helps Torquay
Home Buyers & Investors Get A Great Home Loan


We compare hundreds of loans from 40+ lenders to save thousands in interest, fees and tax, and take years off your mortgage.


Yearly reviews and lender re-negotiations ensure you always have the best loan and never pay more than you need to.


Unlike some banks, we provide a genuine Pre-Approval (not just an estimate) so you can bid on properties with confidence.


Benefit from more than 22 years of specialist knowledge helping Geelong and Bellarine Peninsula property buyers.


Our trusted network of advisors help you structure your finances to legally save tax, improve cash flow and invest for your future.


Our advanced software system maximises approval and simplifies the loan process saving you hours of paperwork.


Aussiewide is a Geelong-owned, family business that cares. When you call us, you get a real person, not an overseas help desk.


Whether you’re thinking about buying or want to review your current loans, get in touch for a Free Lending Strategy Session.

Here’s What Other Torquay and Bellarine Peninsula Home Buyers and Investors Are Saying About Aussiewide

Scott and the team have provided me with peace of mind and an exceptionally better deal than what I was on. The courteous, polite and professionalism afforded to me by all was exceptional.

The communication was clear and they were supportive at every step of the process. Their transparency always made me feel prioritised and valued. They went over and above to make this process as easy as possible for me.

Their responses to queries, even outside standard business hours, was exceptional. I have recommended both friends
and family.

- Fleur Olivia Alice

AWFS team helped us with our first home finance. Their support and guidance was on the point. Special thanks to Andrew and Sanda for pushing through my application with the bank within a week to meet my settlement. Great team, will reach out to them for my future investments.

- Samarth Patel

Thank you to Andrew at AWFS for helping us arrange finance to buy our first home. Andrew is communicative and professional, answering any queries we had and making things so much more understandable for us both. Highly recommend!

- Maisie Barlow

Fantastic service from Scott & his support staff. All questions answered, I’s dotted and T’s crossed. Nothing to too difficult for them and all concerns were addressed. Everything was a smooth process. For us being self employed it was probably the easiest refinance we have ever dealt with. So happy to have come across and been recommended AWFS.

Even after settlement, our broker kept in touch if we had any questions and will continue to keep in touch. Always on the lookout for better deals. Thanks again Scott & team. You definitely have a client for life 🙂

- Vesna Ristevska

Schedule Your Free Torquay Home Loan Strategy Session Today

Discover how to get the very best loan that saves years in repayments, fees, and tax, so you can live more comfortably and securely, now and in the future

Schedule A Free Lending Strategy Session