Aussiewide Financial Services Geelong
Your Local Geelong Mortgage Broker
If you’re refinancing your home loan, chances are a valuation will be part of the process, especially if you’re switching lenders. The bank needs to know what your property is worth today so they can calculate your Loan-to-Value Ratio (LVR) […]
Refinancing depends on more than just your loan, it also depends on the value of your property. When prices fall, equity can shrink, and that may affect whether you’re able to switch lenders. The good news? A drop in value […]
Refinancing can be a smart way to lower your repayments or get a better loan—but like any financial decision, it’s important to understand the risks. Here are the main things to look out for. 1. Upfront Costs Might Outweigh the […]
If you’ve been paying off your mortgage for a few years and you’re thinking about refinancing, one question might be holding you back. Will your loan go back to 30 years? It’s a common concern, and it’s not an unreasonable […]
If you’re trying to lower your home loan repayments, two terms often come up: refinancing and repricing. They both aim to save you money, but they do it in different ways. This article breaks down how they work, when to […]
If you’ve looked into refinancing recently, you’ve probably seen banks offering a few thousand dollars just for switching your loan. These are known as refinance cashback offers. They sound simple enough. Take out a new loan, get a lump sum […]
This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home. Fun fact: […]
It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills. It’s almost time to […]
The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy. Jeepers. That […]
Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan. Heading off to uni can be a great investment […]
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