Home Loan Tips & Resources

If you’ve been paying off your mortgage for a few years and you’re thinking about refinancing, one question might be holding you back. Will your loan go back to 30 years? It’s a common concern, and it’s not an unreasonable […]

If you’re trying to lower your home loan repayments, two terms often come up: refinancing and repricing. They both aim to save you money, but they do it in different ways. This article breaks down how they work, when to […]

If you’ve looked into refinancing recently, you’ve probably seen banks offering a few thousand dollars just for switching your loan. These are known as refinance cashback offers. They sound simple enough. Take out a new loan, get a lump sum […]

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home. Fun fact: […]

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills. It’s almost time to […]

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy. Jeepers. That […]

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan. Heading off to uni can be a great investment […]

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts […]

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. […]

If you’ve been juggling mortgage repayments and thinking about your next financial move, you’re not alone. The big question on many Geelong homeowners’ minds: What happens when rates start coming down? Do you refinance? Borrow more? Invest? Or do you […]